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Over 5000 Canadian small businesses partner with NextGen Payment Solutions for payment processing. Our competitive rates, modern payment technology  and exceptional customer support will  propel your sales to new heights!

Our Pricing

Start Accepting Debit & Credit Cards At A Lower Cost Today!

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Affordable Payments Solutions

Our industry experts will help you find the ideal payment solution for your business at the most competitive price.

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Fast & Professional Service

It only takes about 15 minutes to complete your application to open a merchant account, with lighting-fast approval time.

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Payment Ready In Days!

Start accepting payments in 5 business days or less! Process your payments with ease, and get next day deposits.

Leader in Payment Technology

NextGen Payment Solutions will help your business thrive through a multitude of high-quality services and state-of-the-art products that come together seamlessly to effectively increase your sales and lower your credit card processing.

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Clover Flex

Canada’s leading smart payment solution. Get the Clover Flex – now 35% off!

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Clover Mini

The all-in-one mini POS system for any business. Get 2 Clover Minis for the price of 1!

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clover virtual terminal

Clover Virtual Terminal

Included FREE with the Flex, Mini or Station Duo. Or the plan only for $9.95/month.

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POS Terminals

Get a wireless, countertop or POYNT smart terminal - 1 year FREE!

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Ecommerce & Virtual

Get an ecommerce gateway or virtual terminal –  at competitive processing rates!

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clover station duo

Clover Station Duo

A powerful point-of-sale that’s as personal as your business. Now 30% off!

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Low Cost Merchant Account

NextGen Payment Solutions  champions the debit and credit card processing industry by diligently refining its service model to focus on the needs of the small business owner.

With the ability to quickly adapt to the latest advancements in electronic payment processing, NPS Merchant Services remains a frontrunner in debit and credit card processing . The value we offer to our customers is translated through the savings they realize in their merchant statements and the personlized customer service they receive

Merchant Rates Starting at Interchange-Plus 0.30%

NextGen Payment Solutions offers an interchange-plus pricing model. The term interchange simply means cost, or, the rates that are defined by the card networks (companies like Visa or MasterCard). Every merchant – from high processing volume companies to small mom-and-pop businesses – pays interchange, and this fee only varies based on the card type your customer uses to make a purchase.

With Interchange-plus pricing, all cards are processed at their exact assigned interchange rate but with a very small, clearly disclosed margin added on each card.

NPS Services aux Marchands - Terminaux de paiementsExcellentNPS Services aux Marchands - Terminaux de paiements4.5★★★★☆ Based on 156 reviews fromSee all reviews review us onChez-Roy Birchwood ★★★★★ Very easy to use. Great for a private practice. Very reasonable fee!Response from the ownerThank you so much for your fantastic feedback! We're delighted to hear that our service has been easy to use and beneficial for your private practice. We're committed to providing excellent solutions at a reasonable fee. Your satisfaction means a lot to us! If you ever need further assistance, don't hesitate to reach out. Natacha M. ★★★★★ Great service and reasonable rates...The account set up was quick and simple.They are very professional and helpful.I strongly recommend their services!Response from the ownerThank you very much for your wonderful review! We're thrilled to hear that you had a great experience with our service and found our rates reasonable. Ensuring a quick and simple account setup process, along with providing professional and helpful assistance, are our top priorities. Your recommendation means a lot to us! If you ever need anything else, please feel free to reach out. Manon Lacasse ★★★★★ Nous avons eu un excellent service de Mme Ellen Smart. Elle a su gérer avec efficacité et nous assurer un bon suivi... Réponses rapides aux courriels et communication fort sympathique. Quelle bonheur de se sentir en confiance ! Merci !Response from the ownerNous vous remercions sincèrement pour vos aimables mots ! Nous sommes ravis d'apprendre que vous avez bénéficié d'un excellent service de la part de Mme Ellen Smart. Votre satisfaction et votre confiance sont nos priorités, et nous sommes heureux d'avoir répondu à vos attentes. N'hésitez pas à nous contacter si vous avez besoin de quoi que ce soit à l'avenir. Merci encore pour votre confiance et vos éloges ! Stephan Nanni ★★★★★ Incredible! - in todays complexities of product knowledge it is becoming harder and harder to find support personnel that truly knows the product or service - Nex Gen Director of Support understands what they are selling and can navigate their product short comings, which if we are honest, we are not all perfect. KUDOS for a situation well resolved.Response from the ownerThank you for your incredible feedback! We're thrilled to hear that our Nex Gen Director of Support understands our product and can navigate its shortcomings effectively. We strive to provide excellent service even in complex situations. Your recognition means a lot to us! Stephane Charette ★★★★★ Reçu un excellent service de la part d'Ellen Smart, Directrice au support client - Director of Customer Care, merci.Response from the ownerNous vous remercions sincèrement de votre aimable commentaire ! Nous sommes ravis d'apprendre que vous avez bénéficié d'un excellent service de la part d'Ellen. Votre satisfaction est notre priorité, et nous sommes reconnaissants de votre témoignage positif. Si vous avez d'autres questions ou besoins, n'hésitez pas à nous contacter. Merci encore pour votre confiance ! Drazen Ivanisevic ★★★★★ Very impressed thus far! Customer service is vastly better than one could expect!Response from the ownerThank you so much for your feedback, Drazen! It's wonderful to hear that you're impressed with our customer service. Thank you for your business! Orkhan K ★★★★★ Ellen went above and beyond to help me with my complex case. Thank you!!Response from the ownerThank you for sharing your positive experience. We appreciate your feedback on the assistance provided. Mohit Brar ★★★★★ They are of a great help easy to deal with and a very good customer service.Response from the ownerThank you so much for your wonderful 5-star review! We're delighted to hear that you found our team helpful and easy to deal with. Providing excellent customer service is a top priority for us, and we're thrilled that you had a positive experience. If there's anything else we can assist you with or if you have any further feedback, please feel free to let us know. We appreciate your support and look forward to serving you again in the future!Rachel sam vapore ★★★★★ Amazing person to deal withResponse from the ownerThank you so much for your kind words! We really appreciate your 5-star review and are delighted to hear that you had a great experience dealing with us. If you ever need anything in the future, please don't hesitate to reach out. We're here to help and always happy to assist you. Rachel Angie Gillcrist ★★★★★ I have had nothing but positive experiences with both individuals I have spoken with. The set up process was fairly easy and any complications I had (due to lack of experience) were explained and assisted very politely and smoothly. The help centre is very informative and supportive. Highly recommend!Response from the ownerThank you so much for taking the time to leave such a glowing 5-star review! We're thrilled to hear that you've had nothing but positive experiences with our team. We take great pride in ensuring that our setup process is user-friendly and that our support staff are always ready to assist, no matter your level of experience. It's fantastic to know that our help center has been informative and supportive for you. We truly appreciate your recommendation and look forward to continuing to serve you. If you ever have any more questions or need assistance in the future, please don't hesitate to reach out. Your satisfaction is our top priority! Rachel wrap kings ★★★★★ Amazing service and pricing. After shopping around they offered the best rates and prices on the terminals. Plus having dedicated account manager is a game change in my business.Response from the ownerThank you so much for taking the time to leave such a fantastic 5-star review! We're delighted to hear that you found our service and pricing to be amazing. It's always our goal to provide our customers with the best value, and we're thrilled that we could offer you the best rates and prices on the terminals you needed.Having a dedicated account manager is something we take pride in, and we're thrilled to hear that it has been a game-changer for your business. Our team is committed to providing personalized support and ensuring your satisfaction.We truly appreciate your business and your kind words. If there's anything else we can do to enhance your experience or if you have any questions or concerns in the future, please don't hesitate to reach out. We're here to assist you every step of the way. Thank you for choosing us! Rachel Mehwar Asim ★★★★★ they have a very good customer service.Response from the ownerThank you so much for your 5-star review! We're thrilled to hear that you had a positive experience with our customer service. Providing excellent service is our top priority, and we appreciate your feedback. If you ever have any more comments or suggestions, please don't hesitate to share them. We look forward to serving you again in the future! Marilyn Mason ★★★★★ Knowledgable staff and very helpful.Response from the ownerWe're delighted to hear that you found our staff knowledgeable and helpful! Thank you for taking the time to leave us a 5-star review. We appreciate your kind words and look forward to serving you again in the future. If you have any more feedback or if there's anything else we can assist you with, please don't hesitate to reach out. Your satisfaction is our top priority. Madeleine Pelletier ★★★★★ Great Customer Service. No matter what happened, they were quick to respond and help. Product is easy to set up and use. Highly recommend.Response from the ownerThank you so much for taking the time to leave us a 5-star review! We're thrilled to hear that you had a great experience with our customer service and that we were quick to respond and assist you with any issues. It's also fantastic to know that you found our product easy to set up and use. Your recommendation means the world to us, and we greatly appreciate your support. If you ever have any more questions or need further assistance, please don't hesitate to reach out. We're here to help whenever you need us! Vikas Bangar ★★★★★ Best advice I ever get .. very professional 👍🏽👍🏽👍🏽👍🏽Response from the ownerThank you so much for the glowing 5-star review! We're thrilled to hear that you found our advice to be the best you've ever received and that you found our service to be very professional. Your feedback means a lot to us, and we're always here to assist you with any questions or concerns you may have. We look forward to continuing to provide you with top-notch service in the future. If you ever need anything else, don't hesitate to reach out. Thank you for choosing us! Dana K. ★★★★★ I knew nothing about running my own business, but what attracted me to Clover was how simple it was to understand! When I clicked on their website, everything written on the page actually made sense, especially to someone like me who knew nothing about how any of this works. Their customer service team is amazing, always there and always helpful. Receiving and setting up my device was super easy and fast. If you are looking for a simple and efficient way to get started, look no further. Clover has what you need!Response from the ownerThank you so much for taking the time to leave us this wonderful 5-star review! We're thrilled to hear that you found Clover to be the perfect solution for starting your own business, especially as someone new to the process.It's fantastic to hear that setting up your device was a breeze for you – we designed our systems with simplicity and efficiency in mind to help entrepreneurs like you get started quickly.Thank you for choosing Clover as your business partner, and we're here for you every step of the way. If you ever have more questions or need assistance in the future, please don't hesitate to reach out. We wish you continued success with your business! Nga Ho ★★★★★ Absolutely 110% satisfied with Nick K’s quick and efficient service. After submitting for a request on information, I was reached out by a sales rep Nick within minutes. Nick provided me with all accurate information with no hidden fees. I’ve been with them for 1.5 mos now & I couldn’t be happier. I had my POS machine sent out to me within a few days. Quick and easy set up! I highly recommend !! 11/10Response from the ownerDear Nga Ho,Thank you so much for taking the time to leave such a glowing review of your experience with Nick and our service. We are delighted to hear that you are absolutely satisfied with our quick and efficient service.Nick is indeed a valuable member of our team, and we're thrilled that he was able to provide you with accurate information and a seamless experience. We take pride in ensuring transparency and no hidden fees in our services.It's wonderful to hear that you've been with us for 1.5 months and couldn't be happier. We understand the importance of a fast and hassle-free setup, and we're glad to know that you received your POS machine within a few days and found the setup process to be quick and easy.Your recommendation means a lot to us, and we truly appreciate your support. If you ever have any questions, need assistance, or have further feedback in the future, please don't hesitate to reach out to us. We're here to assist you every step of the way.Thank you for choosing our services, and we look forward to serving you for many more months to come!Warm regards,Rachel clotilde auber ★★★★★ Super service, et Ellen est fantastique !Response from the ownerMerci beaucoup pour votre avis positif ! Nous sommes ravis d'apprendre que vous avez apprécié notre super service. Ellen est en effet fantastique, et nous sommes fiers d'avoir une équipe aussi exceptionnelle. Votre satisfaction est notre priorité, merci encore de nous avoir choisis ! Hailiang Chen ★★★★★ good service!Response from the ownerThanks for the feedback! We appreciate it! Ali Shahbazi ★★★★★ Awesome companyResponse from the ownerThank you so much for taking the time to leave us a 5-star review! We are thrilled to hear that you had an awesome experience with our company. Wabowden Comunity Council (wcc) ★★★★★ Great unit and saved a lot in fees both transaction fees and fixed monthly and annual feesBest value I've seenResponse from the ownerThank you for the wonderful review! We're delighted to hear that you're enjoying our unit and that it has helped you save on transaction fees, as well as fixed monthly and annual fees. Providing the best value to our customers is our top priority, and we're glad we could meet your expectations. If there's anything else we can do for you, please don't hesitate to reach out. Your satisfaction is our motivation! Alejandro Flores ★★★★★ The service provided is very good! They keep there word and they listen to the customer. They have a dream teamResponse from the ownerWe're delighted to hear that you had a great experience with us, Alejandro! At NPS, our top priority is providing outstanding service to each and every one of our customers. It is wonderful to witness that our team delivered on that promise. Doc ★★★★★ Super great service and recommended pos. Makes it easier for the bank to see one company name than multi clients names. Protect customer privacy in the long termResponse from the ownerWe're thrilled to hear about your positive experience with NPS, and we value you taking the time to review it! We understand the importance of customer privacy, and it's fantastic to hear that our product made managing that easier for your bank. It was our pleasure helping you do just that - that's what we strive for here at NPS. Rakesh S ★★★★★ Very easy company to work with.Thanks!Response from the ownerWe appreciate your great rating, Rakesh! It's wonderful to hear that you feel our company is easy to work with. At NPS, we strive to make it as easy and convenient as possible for all of our customers. We are so glad we were able to provide you with a positive experience when working with us. Thank you for your kind words and continued support! Spike 60 ★★★★★ No hassle, reliable services.There program is very competitiveResponse from the ownerThank you for the fantastic 5-star review of our services, we are so pleased to hear you had a great experience. The Nick and Jimmy Show ★★★★★ We needed a virtual terminal for our merchandise and NPS got us a outstanding deal!Response from the ownerIt was a pleasure to be able to help you acquire a virtual terminal. Have a great day ! Pascal Lague ★★★★★ Excellent service!Response from the ownerThank you for your kind review Pascal! Merci pour votre bon commentaire Pascal! Nick Santos ★★★★★ Transparent pricing and very user friendly service. Thank you for your great customer support!Response from the ownerThank you for your kind words Nick! We appreciate your kind comments about our pricing transparency and customer support. Our dedicated team is passionate about providing helpful experiences for our customers, and it's wonderful to hear that you've found it easy to use. Sylvain Pellerin ★★★★★ Merci Ellen pour votre service 6 étoiles même après tant d année je reçois toujours un service plus qu'excellentil faudrait plus de personne comme toi au QuebecResponse from the ownerMerci Sylvain pour vos aimables propos sur notre employé Ellen. Nous sommes très fiers de tous nos employés et de leur engagement à fournir un excellent service, même après de nombreuses années dans l'entreprise. Nous les considérons comme un atout majeur pour NPS et c'est toujours un plaisir d'entendre qu'ils fournissent un service cinq étoiles. Nous ferons part de ces commentaires positifs à Ellen et à ses responsables afin qu'ils sachent à quel point elle est appréciée. Clément Larivière ★★★★★ Définitivement les 5 étoiles sont décernées à ELLEN SMART! Toute Cie devrait avoir son Ellen! Quand je veux avoir l'heure juste c'est avec Ellen! Service très professionnel, efficace et aimable. A l'écoute de ses clients. Ellen trouve toujours la solution à notre satisfaction et avec RAPIDITÉ! Bravo Ellen Smart, une personne très dévouée.Response from the ownerMerci pour votre commentaire 5 étoiles, Clément ! Nous sommes ravis d'apprendre que vous avez bénéficié d'un service exceptionnel de la part d'Ellen Smart et nous apprécions que vous nous en fassiez part. Nous sommes ravis de savoir qu'elle a été en mesure de répondre à vos besoins rapidement et efficacement. Vos commentaires sont importants pour nous et nous les avons transmis à son responsable. Nous nous réjouissons de pouvoir vous aider à l'avenir pour tous vos besoins ! Vandna Sharma ★★★★★ I was just about to cancel the contract because of worst customer service i was getting and the account manager viviane corcos who caught me in a contract and never helped me again even hang up the phone on my face i was just about to sue the company but suddenly i got a call from an angel none other than ellen smart. Thank you so much ellen the way you helped me and got me out from this traumaYou are a lovely person i am giving 5 starts not to the company but to you only.Thank you so much . God bless uResponse from the ownerI'm glad to hear that we were able to connect with you and help resolve the situation. Our goal is always to provide the best customer experience possible and it sounds like we were not meeting your expectations. I'm sorry for the trouble you experienced and I want to thank you for bringing this to our attention. We will work to improve in these areas.Thank you for your kind words, they are appreciated. I hope that you are now enjoying your experience with NPS Canada. If not, please do not hesitate to reach out again so that we can continue trying to fix whatever issue you are facing. Global Vision Care ★★★★★ Ellen of NPS helped me to get the funds releasedShe was tenacious , relentless , prompt , very courteousShe is really an advocate for small business like mineResponse from the ownerThank you so much for leaving a review of NPS Canada. We're thrilled to hear that you had such a positive experience working with our representative. She is a valuable member of our team and we appreciate her dedication to helping small businesses like yours. Thank you for the opportunity to recognize her efforts. Stéphane Nadeau ★★★★★ BON SERVICE PROACTIF MERCI ELLEN SMARTResponse from the ownerMerci pour le fantastique avis! Nous sommes fiers de fournir un excellent service et soyez assurer que nous allons passer le message! 🙂 Kwame Boateng ★★★★★ Ellen Smart is a great asset to NPS and i hope the management knows that. No matter what the issue is, she finds the solutions for you. NPS should be proud of her as customer's like me is. Thank you very much for all your help Madam Smart and happy holidays from us at Swift Deals.Response from the ownerWe really appreciate your feedback! It's great to know that everything went smoothly and we were able to meet your expectations. Be assured that we are fully aware of her fantastic work and will relay the message to her and the management team! Zk Kahz ★★★★★ I am from Toronto Mississauga company called Wraptix detailing I was having some difficulties and I was redirected to Ellen smart she took her time out and went step by step and explaining the system and gave me proper contact numbers. She is very knowledge of the product and most importantly she had lot of patience on telephone and took her time out. I very much appreciated don't find that this often usual typically sell and client problem not here Ellen explain very well thank you have a safe and wonderful into the 2023 god blessResponse from the ownerYour kind words mean a lot to us. We're so glad that you had a positive experience with us and we will make sure to relay this testimony to Ellen and the management team! Happy holidays 🙂 js_loader

Guide To Debit & Credit Card Processing

In this NextGen Payment Solutions whitepaper,  learn how to:

  • Understand the costs and rates of debit and credit card processing.
  • Select the right merchant services provider for your business.
  • Select the right payment equipment for your business type.
  • Properly set up your merchant services account for maximum ROI.
  • And much more!
Free Download